None of us want to think about going to a nursing
home when we grow old. But in today's fragmented
world of long-term care, that's exactly where we
will go if we lack money and family support.
Why? Under the existing maze of publicly
funded long-term care, the frail elderly and
people with disabilities have a Medicaid
"entitlement" to expensive nursing home care. We
do not get the chance to choose less expensive
home or community-based services because the
waiting list for the required Medicaid Older
Adults Waiver is thousands of people long.
My heart goes out to those trapped in
institutional care when they really would rather
be in their own homes or in an assisted-living
setting.
Since being appointed this spring to the
Long-Term Care Reform Workgroup by House Speaker
Michael Busch, I have intensified my efforts to
re-balance Maryland's long-term care system. We
must have the option to remain in our homes and
communities as we age, two choices that offer
substantial cost savings to individuals and
taxpayers alike.
Currently, nursing homes are the gateway
through which we must enter to get residential
Medicaid services. According to the county
Department of Aging, the cost of a nursing home
to the Medicaid program is more than $70,000 a
year. In contrast, the cost of assisted living
to Medicaid ranges in the low $20,000s.
Several years ago, I had my first encounter
with this broken system when I learned that a
dear 100-year-old constituent would have to
leave her beloved assisted-living facility and
the friends she had made there because her
family ran out of money to make her monthly
payments. Destination? A much more costly
nursing home, courtesy of our Medicaid tax
dollars.
My long-term care work group meets next week
at the state Department of Health and Mental
Hygiene to hear from patient advocates, local
health departments, eldercare attorneys and
long-term care facilities. To me, the voices
that resonate most are those of my constituents.
All of us age, and all of us pay taxes.